China woman buys US$28 ‘love insurance’, claims US$1,400 when she gets married a decade later
Husband says he thought his wife had been scammed when told about policy; couple opt for cash payout over 10,000 roses
A Chinese woman who bought a “love insurance” policy for 199 yuan (US$28) in 2016 claimed a 10,000-yuan (US$1,400) payout ten years later.
The payout came after she and her partner officially registered their marriage in 2025, following a decade long relationship.
The woman surnamed Wu from Xian, Shaanxi province in central China, met her husband, surnamed Wang, in secondary school.
The pair began dating and officially entered a relationship in 2015 after enrolling at the same university. They were both born after 1995.
In 2016, Wu bought a discounted “love insurance” policy for 199 yuan as a gift for her boyfriend.
Wang recalled that he was initially very sceptical, saying: “She said she bought love insurance; my first reaction was that she had been scammed.”
The policy, whose standard price was 299 yuan (US$42), was issued by China Life Property and Casualty Insurance Company Limited.
